Commercial Property Mortgages in Oshawa
Achieve your real estate investment goals with REICO’s commercial property mortgages in Oshawa. We connect you with real estate private money lenders, ensuring you own the property of your dreams. Start your property search with us as your strategic growth partner navigating Oshawa’s real estate market.
Commercial Property Loan Options
Secure Business Property Loans in Oshawa
Commercial financing can be complex but not if you partner with REICO. We are a seasoned commercial mortgage provider in Oshawa. Whether buying for the first time or the nth time, our team can help secure the most competitive business loan to buy property in Oshawa, without any hassles.
We work with a vetted and screened team of commercial real estate lenders, including
- Banks & Credit Unions
- Non-bank lenders
- Private commercial mortgage lenders
- Private institutional commercial mortgage lenders
When hired, we assess your financial situation, credit history, and requirements to identify suitable property investment loan options from multiple lenders. Do not think, rethink and start your journey to acquire a commercial mortgage in Oshawa.
Contact Us
Contact Us for all of your commercial financing needs.
Secure Commercial Property Investment Loans in Oshawa
REICO strives hard to secure the best finance for different types of commercial properties in Oshawa. Investing for the first time or a repeat investment, we’ve got you covered.
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- Multifamily Residential
- Medical Offices
- Shopping Centers
- Manufacturing
- Student Housing
- Surface Parking Lots
- Car Washes
- Apartments
- Hospitals
- Manufacturing Plants
- Land
- Senior Housing
- Low Rise Apartments
- Sports Domes
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- High Rises
- Mixed Use
- Industrial
- Warehouses
- Self-Storage Facilities
- Special Use
- Gas Stations
- Resorts
- Industrial Warehouses
- Parking Structures
- Marinas
- Commercial Condos
- Shopping Centers
- Strip Malls
- Private Schools
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- Garden Apartments
- Residential Condo Conversion Rehab Projects
- Churches
- Motels
- Mobile Home Parks
- Restaurants
- Casinos
- Condo and Town Home Developments
- Master Planned Communities
- Congregate Care Facility Factories
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- Offices
- Anchored Retail
- Unsold Condos
- Hotels
- Parking Garages
- Bars
- Entertainment
- Retail
- Residential Development
- Mobile Home Parks
- Nursing Homes
- Farms
- Theme Parks
- Anything
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Why Choose REICO for Commercial Property Mortgage in Oshawa?
Oshawa’s Seasoned Commercial Mortgage Brokers
REICO is not new to Oshawa’s commercial real estate market. We have years of experience working with business owners and real estate investors. We educate and empower you to secure the best business property loan at the lowest rate in Oshawa. We aren’t just a mortgage broker but a financial partner in your journey to achieve commercial real estate success.
Tailored Financing Solutions
Every property is unique and so is our financing solution. Yes, you heard it right. REICO closely works with its clients to tailor a commercial property mortgage solution that fits their investment needs and budget. Repay the commercial loan on favorable terms while maintaining your credit score and financial health.
Stress-Free Commercial Financing
Securing Oshawa’s commercial property investment loan can be a headache, especially if banks have declined you. REICO lifts off the pressure by collaborating on your behalf. We negotiate business loan terms that are in your best interest. Set your eyes ahead as we are covering the maximum ground for you.
Types of Commercial Property Mortgages in Oshawa
REICO mortgage brokers help secure finance for various commercial real estate investment properties in Oshawa.
Purchasing
Secure a commercial property loan to finance the acquisition of a new business property. Small or big business space, we can figure out a mortgage to buy commercial space in Oshawa.
Refinancing
Refinance your existing commercial property loan at the best interest rates and business loan terms in Oshawa. Leverage the advantage of cost savings and improved financial flexibility.
Bridge Loan
Get short-term business loans before the long-term commercial finance is secured. Can be extended from three weeks to 12 months. Keep business inventory or real estate property as collaterals.
Private Funds
Secure alternative financial solutions from commercial real estate private money lenders in Oshawa. Leverage the benefits of more flexibility in commercial loan repayment terms and conditions.
Renewals
Renew commercial property mortgage in Oshawa without the need to file a new loan application. We negotiate new loan terms such as mortgage rates, repayment terms and conditions.
Working with Real Estate Private Money Lenders in Oshawa
REICO takes immense pride in its network of real estate private money lenders in Oshawa. They have been integral to our success over the years. Whether small or large real estate investment, we can help you find the best lending solution in Oshawa. We represent the best interest of our clients and conquer all the challenges. Huge loan? Poor creditworthiness? Or any other complexity. We have the expertise and resources to help you secure the best private mortgage rates and flexible terms available. Have a word with Reico’s business property investment loan specialists in Oshawa and continue scaling commercial success.
Why REICO’s Commercial Property Mortgage Brokers in Oshawa?
- REICO educates and empowers clients to make informed real estate investment decisions. Stay updated on the business property loan application.
- REICO assumes full accountability for commercial mortgage services in Oshawa.
- REICO always puts the needs of clients first. We work with real estate private money lenders, banks, trust companies, and credit unions but are not under any obligation to serve them.
- REICO values your business time. We try our level best to arrange financing for commercial properties in a few weeks.
Business Property Loan: Do Not Compromise on Your Commercial Real Estate Goals
Finance the property of your dreams with REICO. We provide a low-cost business loan to buy property anywhere in Oshawa, Ontario and Toronto. We have multiple mortgage loan options to choose from. Investing in a small office? Retail space? Or industrial units. We are just a call away to get started.
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- Low-cost business property loan in Oshawa
- Loan-to-Value Ratio (LTV): Less than 80%
- Mortgage Loan: 1-25 years
- Amortization Period: 40 years maximum
- CMHC availability
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Infuse startup funds or an extra dose to finance land development projects in Oshawa. REICO’s mortgage brokers can arrange a tailored real estate loan for commercial growth and development. Let’s work together to translate your business vision into reality with corporate financing solutions.
How To Qualify For A Commercial Property Mortgage in Oshawa?
Reico simplifies the exhausting process of approving the business loan to buy property in Oshawa. Here’s what we study to determine your eligibility for business loans.
- Debt service coverage ratio
- Credit History
- Down Payment
- Current Business Financial Situation
- Business Type
- Insurance for Commercial Property
Frequently Asked Questions
- Are commercial mortgages more expensive than residential mortgages?
Yes, commercial mortgages typically are riskier than residential mortgages. That’s why real estate private money lenders may charge a business a higher mortgage rate than the residential counterpart. If you are seeking a competitive mortgage deal in Oshawa, Reico’s commercial property investment loan brokers can help you.
- How much do I need to pay in the downpayment on commercial property?
Typically, the downpayment for a commercial mortgage purchase is between 20% to 25%. However, Reico can negotiate a much more favorable commercial real estate deal with private money lenders in Oshawa.
- Can I apply for a commercial property loan with a poor credit score?
Yes. Commercial properties are riskier and will require a significantly high mortgage. However, you can still apply for a commercial property investment loan with private money lenders in Oshawa. You may still have to pay higher interest rates if your credit score is poor.
- What documents are required for applying for a business property loan?
When applying for a commercial mortgage, the following documents may be required to produce:
- A property appraisal report by a licensed inspector
- Property inspection report
- Phase 1 environmental survey
- Leasing agreements
- Evidence of the down payment made against the new purchase
- Two different types of identifying cards (IDs), such as a passport, drivers license, social insurance card, credit card, etc.
- Proof of additional assets if any, including tax bills and mortgage statements.
- Business license or the articles of incorporation
- Income and expense statements
- Property tax bill
Additional documentation may be requested depending on your case.
Your Local Commercial Property Mortgage Broker in Oshawa
Reico has decades of experience in financing commercial properties in Oshawa. We have successfully partnered with hundreds of businesses to achieve their real estate investment goals in Ontario.
From startups to large-scale commercial and industrial properties. We can help you secure the best business loan to buy property of your choice in Oshawa, Toronto or anywhere in Ontario.
From property search to financing and due diligence, you got our back. Take the first step to acquire the property of your dreams. Please book your appointment and discuss your commercial mortgage needs in Oshawa.